Call reports 2022
FLAT BRANCH BANK — 2022
What FLAT BRANCH BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 43,099,000 | 40,779,000 | 40,530,000 | 39,977,000 |
| Total loans | 14,558,000 | 14,463,000 | 14,446,000 | 14,444,000 |
| Allowance for loan losses | 310,000 | 310,000 | 307,000 | 310,000 |
| Securities available for sale | 22,567,000 | 22,376,000 | 21,787,000 | 21,987,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,660,000 | 38,595,000 | 38,765,000 | 37,910,000 |
| Interest-bearing deposits | 29,522,000 | 28,616,000 | 28,955,000 | 27,793,000 |
| Noninterest-bearing deposits | 11,138,000 | 9,979,000 | 9,810,000 | 10,117,000 |
| Equity capital | 2,370,000 | 2,105,000 | 1,673,000 | 2,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 235,000 | 486,000 | 749,000 | 1,030,000 |
| Interest expense | 10,000 | 20,000 | 28,000 | 38,000 |
| Net interest income | 225,000 | 466,000 | 721,000 | 992,000 |
| Noninterest income | 42,000 | 86,000 | 130,000 | 172,000 |
| Noninterest expense | 253,000 | 473,000 | 711,000 | 946,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 14,000 | 79,000 | 140,000 | 218,000 |
| Income tax | -6,000 | 7,000 | 19,000 | 36,000 |
| Net income | 20,000 | 72,000 | 121,000 | 182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,338,000 | 3,391,000 | 3,439,000 | 3,501,000 |
| Total capital | 3,519,000 | 3,574,000 | 3,622,000 | 3,682,000 |
| Risk-weighted assets | 14,389,000 | 14,526,000 | 14,553,000 | 14,322,000 |