Call reports 2021
FLAT BRANCH BANK — 2021
What FLAT BRANCH BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 41,984,000 | 42,127,000 | 40,775,000 | 41,061,000 |
| Total loans | 15,835,000 | 14,692,000 | 14,802,000 | 14,688,000 |
| Allowance for loan losses | 310,000 | 310,000 | 310,000 | 310,000 |
| Securities available for sale | 20,520,000 | 22,606,000 | 22,399,000 | 22,817,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,826,000 | 38,786,000 | 37,384,000 | 37,914,000 |
| Interest-bearing deposits | 27,662,000 | 28,431,000 | 27,988,000 | 27,891,000 |
| Noninterest-bearing deposits | 11,164,000 | 10,355,000 | 9,396,000 | 10,023,000 |
| Equity capital | 3,088,000 | 3,256,000 | 3,289,000 | 3,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 270,000 | 642,000 | 919,000 | 1,164,000 |
| Interest expense | 10,000 | 21,000 | 32,000 | 42,000 |
| Net interest income | 260,000 | 621,000 | 887,000 | 1,122,000 |
| Noninterest income | 44,000 | 92,000 | 137,000 | 192,000 |
| Noninterest expense | 252,000 | 491,000 | 767,000 | 1,039,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 52,000 | 240,000 | 275,000 | 293,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 52,000 | 240,000 | 275,000 | 293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,077,000 | 3,265,000 | 3,300,000 | 3,318,000 |
| Total capital | 3,252,000 | 3,436,000 | 3,479,000 | 3,499,000 |
| Risk-weighted assets | 13,864,000 | 13,517,000 | 14,178,000 | 14,381,000 |