Call reports 2020
FLAT BRANCH BANK — 2020
What FLAT BRANCH BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 33,156,000 | 36,358,000 | 36,814,000 | 37,569,000 |
| Total loans | 16,037,000 | 16,453,000 | 17,317,000 | 15,617,000 |
| Allowance for loan losses | 310,000 | 310,000 | 310,000 | 310,000 |
| Securities available for sale | 10,380,000 | 12,549,000 | 12,807,000 | 14,014,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,999,000 | 33,064,000 | 33,548,000 | 34,292,000 |
| Interest-bearing deposits | 23,185,000 | 24,791,000 | 24,487,000 | 25,109,000 |
| Noninterest-bearing deposits | 6,814,000 | 8,273,000 | 9,061,000 | 9,183,000 |
| Equity capital | 3,068,000 | 3,209,000 | 3,141,000 | 3,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 333,000 | 617,000 | 908,000 | 1,218,000 |
| Interest expense | 12,000 | 25,000 | 36,000 | 47,000 |
| Net interest income | 321,000 | 592,000 | 872,000 | 1,171,000 |
| Noninterest income | 45,000 | 85,000 | 128,000 | 175,000 |
| Noninterest expense | 260,000 | 496,000 | 754,000 | 984,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 106,000 | 181,000 | 246,000 | 362,000 |
| Income tax | -1,000 | -1,000 | -1,000 | -1,000 |
| Net income | 107,000 | 182,000 | 247,000 | 363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,891,000 | 2,966,000 | 2,908,000 | 3,024,000 |
| Total capital | 3,059,000 | 3,134,000 | 3,089,000 | 3,200,000 |
| Risk-weighted assets | 13,333,000 | 13,293,000 | 14,355,000 | 13,957,000 |