Call reports 2018
FLAT BRANCH BANK — 2018
What FLAT BRANCH BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 33,934,000 | 32,911,000 | 31,930,000 | 32,937,000 |
| Total loans | 16,968,000 | 17,789,000 | 17,538,000 | 18,192,000 |
| Allowance for loan losses | 324,000 | 324,000 | 311,000 | 311,000 |
| Securities available for sale | 11,331,000 | 10,238,000 | 9,421,000 | 8,773,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,135,000 | 29,459,000 | 29,029,000 | 29,987,000 |
| Interest-bearing deposits | 22,784,000 | 22,268,000 | 21,972,000 | 22,597,000 |
| Noninterest-bearing deposits | 8,351,000 | 7,191,000 | 7,057,000 | 7,390,000 |
| Equity capital | 2,723,000 | 2,815,000 | 2,753,000 | 2,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 287,000 | 596,000 | 901,000 | 1,210,000 |
| Interest expense | 11,000 | 21,000 | 35,000 | 46,000 |
| Net interest income | 276,000 | 575,000 | 866,000 | 1,164,000 |
| Noninterest income | 50,000 | 100,000 | 148,000 | 200,000 |
| Noninterest expense | 235,000 | 468,000 | 708,000 | 930,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 91,000 | 207,000 | 306,000 | 434,000 |
| Income tax | -3,000 | -2,000 | 0 | 2,000 |
| Net income | 94,000 | 209,000 | 306,000 | 432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,838,000 | 2,938,000 | 2,891,000 | 2,938,000 |
| Total capital | 3,021,000 | 3,125,000 | 3,077,000 | 3,132,000 |
| Risk-weighted assets | 14,527,000 | 14,811,000 | 14,777,000 | 15,373,000 |