Call reports 2017
FLAT BRANCH BANK — 2017
What FLAT BRANCH BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 32,120,000 | 32,114,000 | 31,076,000 | 31,311,000 |
| Total loans | 15,933,000 | 16,432,000 | 16,772,000 | 17,222,000 |
| Allowance for loan losses | 318,000 | 324,000 | 324,000 | 324,000 |
| Securities available for sale | 13,670,000 | 12,892,000 | 11,840,000 | 11,210,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,303,000 | 29,187,000 | 28,290,000 | 28,576,000 |
| Interest-bearing deposits | 22,497,000 | 21,754,000 | 21,338,000 | 21,384,000 |
| Noninterest-bearing deposits | 6,806,000 | 7,433,000 | 6,952,000 | 7,192,000 |
| Equity capital | 2,717,000 | 2,813,000 | 2,656,000 | 2,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 269,000 | 541,000 | 812,000 | 1,095,000 |
| Interest expense | 12,000 | 24,000 | 36,000 | 47,000 |
| Net interest income | 257,000 | 517,000 | 776,000 | 1,048,000 |
| Noninterest income | 42,000 | 88,000 | 132,000 | 177,000 |
| Noninterest expense | 224,000 | 449,000 | 676,000 | 903,000 |
| Provision for loan losses | 6,000 | 12,000 | 12,000 | 12,000 |
| Pretax income | 69,000 | 144,000 | 220,000 | 310,000 |
| Income tax | -5,000 | -4,000 | -3,000 | -2,000 |
| Net income | 74,000 | 148,000 | 223,000 | 312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,736,000 | 2,810,000 | 2,653,000 | 2,744,000 |
| Total capital | 2,916,000 | 2,994,000 | 2,839,000 | 2,933,000 |
| Risk-weighted assets | 14,240,000 | 14,588,000 | 14,796,000 | 15,025,000 |