Call reports 2006
FLAT BRANCH BANK — 2006
What FLAT BRANCH BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 23,017,000 | 23,194,000 | 23,122,000 | 24,406,000 |
| Total loans | 15,973,000 | 16,674,000 | 16,995,000 | 16,915,000 |
| Allowance for loan losses | 193,000 | 186,000 | 189,000 | 189,000 |
| Securities available for sale | 6,185,000 | 5,348,000 | 4,566,000 | 5,708,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,390,000 | 20,925,000 | 20,765,000 | 21,972,000 |
| Interest-bearing deposits | 17,462,000 | 18,154,000 | 18,320,000 | 19,414,000 |
| Noninterest-bearing deposits | 2,928,000 | 2,771,000 | 2,445,000 | 2,558,000 |
| Equity capital | 2,106,000 | 2,138,000 | 2,212,000 | 2,286,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 328,000 | 665,000 | 1,029,000 | 1,411,000 |
| Interest expense | 102,000 | 212,000 | 340,000 | 485,000 |
| Net interest income | 226,000 | 453,000 | 689,000 | 926,000 |
| Noninterest income | 50,000 | 100,000 | 141,000 | 186,000 |
| Noninterest expense | 193,000 | 386,000 | 591,000 | 767,000 |
| Provision for loan losses | 1,000 | 2,000 | 3,000 | 4,000 |
| Pretax income | 82,000 | 165,000 | 236,000 | 341,000 |
| Income tax | 3,000 | 7,000 | 7,000 | 12,000 |
| Net income | 79,000 | 158,000 | 229,000 | 329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,202,000 | 2,237,000 | 2,261,000 | 2,321,000 |
| Total capital | 2,387,000 | 2,423,000 | 2,450,000 | 2,510,000 |
| Risk-weighted assets | 14,777,000 | 18,645,000 | 14,994,000 | 15,105,000 |
Machine access — free, no API key
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