Call reports 2021
MIDDLETOWN STATE BANK — 2021
What MIDDLETOWN STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 40,653,000 | 39,740,000 | 42,057,000 | 42,409,000 |
| Total loans | 30,524,000 | 30,769,000 | 31,936,000 | 33,558,000 |
| Allowance for loan losses | 173,000 | 174,000 | 174,000 | 189,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,522,000 | 4,760,000 | 4,749,000 | 3,634,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,562,000 | 33,830,000 | 36,181,000 | 36,461,000 |
| Interest-bearing deposits | 27,551,000 | 27,502,000 | 29,478,000 | 29,025,000 |
| Noninterest-bearing deposits | 7,012,000 | 6,329,000 | 6,703,000 | 7,437,000 |
| Equity capital | 3,549,000 | 3,635,000 | 3,595,000 | 3,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 331,000 | 670,000 | 1,005,000 | 1,374,000 |
| Interest expense | 39,000 | 71,000 | 100,000 | 125,000 |
| Net interest income | 292,000 | 599,000 | 905,000 | 1,249,000 |
| Noninterest income | 12,000 | 29,000 | 55,000 | 57,000 |
| Noninterest expense | 114,000 | 233,000 | 365,000 | 505,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 190,000 | 395,000 | 595,000 | 786,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 190,000 | 395,000 | 595,000 | 786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,549,000 | 3,635,000 | 3,595,000 | 3,664,000 |