Call reports 2020
MIDDLETOWN STATE BANK — 2020
What MIDDLETOWN STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 38,501,000 | 40,025,000 | 40,837,000 | 40,256,000 |
| Total loans | 27,034,000 | 27,559,000 | 29,128,000 | 30,290,000 |
| Allowance for loan losses | 173,000 | 173,000 | 173,000 | 173,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,776,000 | 5,345,000 | 5,029,000 | 4,532,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,925,000 | 33,900,000 | 34,757,000 | 34,138,000 |
| Interest-bearing deposits | 28,297,000 | 27,791,000 | 28,155,000 | 27,718,000 |
| Noninterest-bearing deposits | 5,628,000 | 6,109,000 | 6,602,000 | 6,419,000 |
| Equity capital | 3,528,000 | 3,590,000 | 3,540,000 | 3,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 360,000 | 689,000 | 1,024,000 | 1,379,000 |
| Interest expense | 73,000 | 133,000 | 191,000 | 240,000 |
| Net interest income | 287,000 | 556,000 | 833,000 | 1,139,000 |
| Noninterest income | 10,000 | 25,000 | 40,000 | 48,000 |
| Noninterest expense | 122,000 | 233,000 | 365,000 | 491,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 175,000 | 348,000 | 508,000 | 696,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 175,000 | 348,000 | 508,000 | 696,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,528,000 | 3,590,000 | 3,541,000 | 3,585,000 |