Call reports 2019
MIDDLETOWN STATE BANK — 2019
What MIDDLETOWN STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 35,521,000 | 36,267,000 | 37,432,000 | 37,802,000 |
| Total loans | 28,462,000 | 29,087,000 | 29,595,000 | 28,724,000 |
| Allowance for loan losses | 166,000 | 176,000 | 173,000 | 173,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,853,000 | 4,595,000 | 3,839,000 | 4,025,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,948,000 | 31,643,000 | 32,856,000 | 33,179,000 |
| Interest-bearing deposits | 26,961,000 | 27,400,000 | 28,520,000 | 28,386,000 |
| Noninterest-bearing deposits | 3,987,000 | 4,243,000 | 4,336,000 | 4,793,000 |
| Equity capital | 3,521,000 | 3,580,000 | 3,532,000 | 3,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 360,000 | 725,000 | 1,111,000 | 1,490,000 |
| Interest expense | 78,000 | 152,000 | 234,000 | 308,000 |
| Net interest income | 282,000 | 573,000 | 877,000 | 1,182,000 |
| Noninterest income | 11,000 | 19,000 | 25,000 | 35,000 |
| Noninterest expense | 121,000 | 231,000 | 354,000 | 468,000 |
| Provision for loan losses | 3,000 | 18,000 | 18,000 | 18,000 |
| Pretax income | 169,000 | 343,000 | 530,000 | 731,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 169,000 | 343,000 | 530,000 | 731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,521,000 | 3,580,000 | 3,532,000 | 3,587,000 |
| Total capital | 3,853,000 | 3,756,000 | 3,705,000 | 3,760,000 |
| Risk-weighted assets | 25,473,000 | 23,963,000 | 25,079,000 | 25,377,000 |