Call reports 2018
MIDDLETOWN STATE BANK — 2018
What MIDDLETOWN STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 36,728,000 | 35,723,000 | 36,723,000 | 38,255,000 |
| Total loans | 29,030,000 | 27,380,000 | 28,647,000 | 29,708,000 |
| Allowance for loan losses | 157,000 | 157,000 | 155,000 | 163,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,943,000 | 5,449,000 | 4,937,000 | 4,326,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,137,000 | 30,065,000 | 31,130,000 | 32,604,000 |
| Interest-bearing deposits | 27,014,000 | 25,999,000 | 26,901,000 | 26,966,000 |
| Noninterest-bearing deposits | 4,123,000 | 4,066,000 | 4,229,000 | 5,638,000 |
| Equity capital | 3,501,000 | 3,575,000 | 3,507,000 | 3,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 344,000 | 689,000 | 1,027,000 | 1,404,000 |
| Interest expense | 56,000 | 115,000 | 178,000 | 257,000 |
| Net interest income | 288,000 | 574,000 | 849,000 | 1,147,000 |
| Noninterest income | 8,000 | 20,000 | 32,000 | 36,000 |
| Noninterest expense | 117,000 | 231,000 | 351,000 | 466,000 |
| Provision for loan losses | 9,000 | 9,000 | 9,000 | 16,000 |
| Pretax income | 170,000 | 354,000 | 521,000 | 701,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 170,000 | 354,000 | 521,000 | 701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,501,000 | 3,575,000 | 3,507,000 | 3,562,000 |
| Total capital | 3,658,000 | 3,889,000 | 3,817,000 | 3,888,000 |
| Risk-weighted assets | 25,826,000 | 24,690,000 | 25,602,000 | 27,006,000 |