Call reports 2017
MIDDLETOWN STATE BANK — 2017
What MIDDLETOWN STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 32,750,000 | 33,518,000 | 34,903,000 | 37,737,000 |
| Total loans | 24,140,000 | 24,555,000 | 26,723,000 | 28,315,000 |
| Allowance for loan losses | 147,000 | 147,000 | 147,000 | 148,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,267,000 | 5,639,000 | 5,259,000 | 5,253,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,004,000 | 27,946,000 | 29,394,000 | 32,161,000 |
| Interest-bearing deposits | 23,164,000 | 24,157,000 | 25,853,000 | 27,789,000 |
| Noninterest-bearing deposits | 4,840,000 | 3,789,000 | 3,541,000 | 4,372,000 |
| Equity capital | 3,466,000 | 3,529,000 | 3,472,000 | 3,546,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 286,000 | 576,000 | 883,000 | 1,216,000 |
| Interest expense | 33,000 | 67,000 | 113,000 | 166,000 |
| Net interest income | 253,000 | 509,000 | 770,000 | 1,050,000 |
| Noninterest income | 8,000 | 20,000 | 33,000 | 43,000 |
| Noninterest expense | 119,000 | 224,000 | 345,000 | 461,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 142,000 | 305,000 | 458,000 | 632,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 142,000 | 305,000 | 458,000 | 632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,466,000 | 3,528,000 | 3,471,000 | 3,545,000 |
| Total capital | 3,760,000 | 3,822,000 | 3,765,000 | 3,841,000 |
| Risk-weighted assets | 22,458,000 | 22,944,000 | 23,825,000 | 26,055,000 |