Call reports 2016
MIDDLETOWN STATE BANK — 2016
What MIDDLETOWN STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 33,243,000 | 32,734,000 | 33,571,000 | 33,186,000 |
| Total loans | 25,629,000 | 25,291,000 | 23,785,000 | 24,459,000 |
| Allowance for loan losses | 147,000 | 147,000 | 147,000 | 147,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,540,000 | 3,809,000 | 4,479,000 | 4,974,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,500,000 | 27,937,000 | 28,836,000 | 28,390,000 |
| Interest-bearing deposits | 25,110,000 | 24,323,000 | 24,526,000 | 23,055,000 |
| Noninterest-bearing deposits | 3,389,000 | 3,615,000 | 4,311,000 | 5,335,000 |
| Equity capital | 3,469,000 | 3,517,000 | 3,460,000 | 3,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 298,000 | 601,000 | 892,000 | 1,179,000 |
| Interest expense | 31,000 | 64,000 | 97,000 | 130,000 |
| Net interest income | 267,000 | 537,000 | 795,000 | 1,049,000 |
| Noninterest income | 11,000 | 21,000 | 28,000 | 38,000 |
| Noninterest expense | 110,000 | 231,000 | 347,000 | 463,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 168,000 | 327,000 | 476,000 | 624,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 168,000 | 327,000 | 476,000 | 624,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,469,000 | 3,517,000 | 3,460,000 | 3,518,000 |
| Total capital | 3,616,000 | 3,664,000 | 3,607,000 | 3,665,000 |
| Risk-weighted assets | 20,832,000 | 21,424,000 | 19,386,000 | 22,446,000 |