Call reports 2015
MIDDLETOWN STATE BANK — 2015
What MIDDLETOWN STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 31,639,000 | 34,452,000 | 35,260,000 | 33,816,000 |
| Total loans | 25,714,000 | 26,777,000 | 27,379,000 | 26,920,000 |
| Allowance for loan losses | 136,000 | 139,000 | 142,000 | 147,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,734,000 | 2,957,000 | 2,652,000 | 3,146,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,652,000 | 29,671,000 | 30,532,000 | 29,017,000 |
| Interest-bearing deposits | 24,046,000 | 26,244,000 | 26,750,000 | 25,303,000 |
| Noninterest-bearing deposits | 3,606,000 | 3,427,000 | 3,782,000 | 3,713,000 |
| Equity capital | 3,459,000 | 3,499,000 | 3,455,000 | 3,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 281,000 | 561,000 | 882,000 | 1,196,000 |
| Interest expense | 28,000 | 56,000 | 88,000 | 120,000 |
| Net interest income | 253,000 | 505,000 | 794,000 | 1,076,000 |
| Noninterest income | 10,000 | 28,000 | 31,000 | 39,000 |
| Noninterest expense | 107,000 | 224,000 | 335,000 | 455,000 |
| Provision for loan losses | 0 | 3,000 | 6,000 | 12,000 |
| Pretax income | 156,000 | 306,000 | 484,000 | 648,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 156,000 | 306,000 | 484,000 | 648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,459,000 | 3,499,000 | 3,455,000 | 3,521,000 |
| Total capital | 3,595,000 | 3,638,000 | 3,597,000 | 3,668,000 |
| Risk-weighted assets | 32,031,000 | 25,017,000 | 25,488,000 | 24,459,000 |