Call reports 2025
HEARTLAND BANK — 2025
What HEARTLAND BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 246,383,000 | 249,028,000 | 265,198,000 | 267,455,000 |
| Total loans | 204,824,000 | 206,925,000 | 220,760,000 | 219,486,000 |
| Allowance for loan losses | 3,094,000 | 3,189,000 | 3,479,000 | 3,605,000 |
| Securities available for sale | 29,116,000 | 28,907,000 | 28,830,000 | 28,711,000 |
| Securities held to maturity | 1,783,000 | 1,552,000 | 1,552,000 | 1,527,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,161,000 | 198,849,000 | 203,507,000 | 200,872,000 |
| Interest-bearing deposits | 163,733,000 | 165,106,000 | 165,649,000 | 157,478,000 |
| Noninterest-bearing deposits | 41,428,000 | 33,743,000 | 37,858,000 | 43,394,000 |
| Equity capital | 29,375,000 | 30,419,000 | 31,450,000 | 32,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,036,000 | 8,194,000 | 12,579,000 | 16,846,000 |
| Interest expense | 1,207,000 | 2,440,000 | 3,738,000 | 5,012,000 |
| Net interest income | 2,829,000 | 5,754,000 | 8,841,000 | 11,834,000 |
| Noninterest income | 233,000 | 488,000 | 758,000 | 1,020,000 |
| Noninterest expense | 1,561,000 | 3,121,000 | 4,794,000 | 6,459,000 |
| Provision for loan losses | 14,000 | 112,000 | 405,000 | 532,000 |
| Pretax income | 1,443,000 | 2,998,000 | 4,388,000 | 5,856,000 |
| Income tax | 71,000 | 136,000 | 203,000 | 258,000 |
| Net income | 1,372,000 | 2,862,000 | 4,185,000 | 5,598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,267,000 | 31,107,000 | 31,780,000 | 32,543,000 |
| Total capital | 33,105,000 | 33,848,000 | 34,678,000 | 35,489,000 |
| Risk-weighted assets | 226,733,000 | 218,821,000 | 231,258,000 | 234,992,000 |
Machine access — free, no API key
Every figure shown here about HEARTLAND BANK — 2025 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.