Call reports 2023
HEARTLAND BANK — 2023
What HEARTLAND BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 235,998,000 | 234,710,000 | 244,322,000 | 241,579,000 |
| Total loans | 191,412,000 | 188,365,000 | 198,811,000 | 196,207,000 |
| Allowance for loan losses | 2,712,000 | 2,784,000 | 2,869,000 | 2,900,000 |
| Securities available for sale | 32,209,000 | 31,609,000 | 30,318,000 | 31,462,000 |
| Securities held to maturity | 736,000 | 689,000 | 2,088,000 | 2,051,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,158,000 | 200,574,000 | 198,038,000 | 196,522,000 |
| Interest-bearing deposits | 158,804,000 | 160,814,000 | 159,594,000 | 159,667,000 |
| Noninterest-bearing deposits | 41,354,000 | 39,760,000 | 38,444,000 | 36,855,000 |
| Equity capital | 23,458,000 | 23,616,000 | 23,340,000 | 25,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,161,000 | 6,621,000 | 10,275,000 | 14,094,000 |
| Interest expense | 684,000 | 1,749,000 | 2,969,000 | 4,321,000 |
| Net interest income | 2,477,000 | 4,872,000 | 7,306,000 | 9,773,000 |
| Noninterest income | 197,000 | 425,000 | 669,000 | 896,000 |
| Noninterest expense | 1,393,000 | 2,821,000 | 4,430,000 | 5,955,000 |
| Provision for loan losses | 32,000 | 104,000 | 196,000 | 230,000 |
| Pretax income | 1,259,000 | 2,334,000 | 3,315,000 | 3,907,000 |
| Income tax | 36,000 | 93,000 | 145,000 | 172,000 |
| Net income | 1,223,000 | 2,241,000 | 3,170,000 | 3,735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,367,000 | 26,721,000 | 27,348,000 | 27,399,000 |
| Total capital | 29,033,000 | 29,315,000 | 30,042,000 | 30,138,000 |
| Risk-weighted assets | 213,289,000 | 207,313,000 | 215,336,000 | 218,925,000 |