Call reports 2022
HEARTLAND BANK — 2022
What HEARTLAND BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 204,499,000 | 212,337,000 | 224,014,000 | 230,874,000 |
| Total loans | 156,133,000 | 164,608,000 | 176,921,000 | 186,388,000 |
| Allowance for loan losses | 2,438,000 | 2,437,000 | 2,529,000 | 2,681,000 |
| Securities available for sale | 36,183,000 | 33,387,000 | 31,665,000 | 31,379,000 |
| Securities held to maturity | 817,000 | 772,000 | 772,000 | 735,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,442,000 | 175,738,000 | 178,337,000 | 186,088,000 |
| Interest-bearing deposits | 131,835,000 | 133,805,000 | 134,847,000 | 140,441,000 |
| Noninterest-bearing deposits | 43,607,000 | 41,933,000 | 43,490,000 | 45,647,000 |
| Equity capital | 22,189,000 | 20,842,000 | 20,359,000 | 21,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,118,000 | 4,514,000 | 7,218,000 | 10,224,000 |
| Interest expense | 77,000 | 197,000 | 456,000 | 948,000 |
| Net interest income | 2,041,000 | 4,317,000 | 6,762,000 | 9,276,000 |
| Noninterest income | 177,000 | 370,000 | 590,000 | 822,000 |
| Noninterest expense | 1,328,000 | 2,697,000 | 4,120,000 | 5,720,000 |
| Provision for loan losses | 0 | 0 | 93,000 | 246,000 |
| Pretax income | 883,000 | 1,976,000 | 3,152,000 | 4,081,000 |
| Income tax | 45,000 | 100,000 | 160,000 | 208,000 |
| Net income | 838,000 | 1,876,000 | 2,992,000 | 3,873,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,310,000 | 24,322,000 | 24,926,000 | 25,294,000 |
| Total capital | 26,529,000 | 26,584,000 | 27,353,000 | 27,934,000 |
| Risk-weighted assets | 177,326,000 | 180,811,000 | 194,132,000 | 211,170,000 |