Call reports 2019
HEARTLAND BANK — 2019
What HEARTLAND BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 152,116,000 | 153,106,000 | 158,854,000 | 160,107,000 |
| Total loans | 116,805,000 | 118,665,000 | 123,627,000 | 123,374,000 |
| Allowance for loan losses | 1,634,000 | 1,793,000 | 1,791,000 | 1,702,000 |
| Securities available for sale | 26,628,000 | 26,580,000 | 26,620,000 | 24,185,000 |
| Securities held to maturity | 592,000 | 574,000 | 514,000 | 506,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,142,000 | 118,775,000 | 119,997,000 | 122,534,000 |
| Interest-bearing deposits | 93,900,000 | 100,411,000 | 100,782,000 | 85,307,000 |
| Noninterest-bearing deposits | 22,242,000 | 18,364,000 | 19,215,000 | 37,227,000 |
| Equity capital | 20,608,000 | 21,041,000 | 21,589,000 | 22,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,910,000 | 4,056,000 | 6,107,000 | 8,174,000 |
| Interest expense | 348,000 | 735,000 | 1,128,000 | 1,500,000 |
| Net interest income | 1,562,000 | 3,321,000 | 4,979,000 | 6,674,000 |
| Noninterest income | 127,000 | 264,000 | 422,000 | 589,000 |
| Noninterest expense | 962,000 | 1,936,000 | 2,898,000 | 3,920,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 727,000 | 1,643,000 | 2,656,000 | 3,516,000 |
| Income tax | 37,000 | 83,000 | 135,000 | 179,000 |
| Net income | 690,000 | 1,560,000 | 2,521,000 | 3,337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,839,000 | 19,889,000 | 20,442,000 | 21,028,000 |
| Total capital | 21,473,000 | 21,512,000 | 22,150,000 | 22,730,000 |
| Risk-weighted assets | 135,553,000 | 129,689,000 | 136,605,000 | 143,509,000 |