Call reports 2018
HEARTLAND BANK — 2018
What HEARTLAND BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 145,452,000 | 147,150,000 | 149,392,000 | 152,888,000 |
| Total loans | 111,332,000 | 112,285,000 | 115,813,000 | 115,173,000 |
| Allowance for loan losses | 1,391,000 | 1,409,000 | 1,430,000 | 1,636,000 |
| Securities available for sale | 25,295,000 | 24,887,000 | 24,508,000 | 25,762,000 |
| Securities held to maturity | 625,000 | 718,000 | 659,000 | 651,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,803,000 | 117,087,000 | 114,559,000 | 117,458,000 |
| Interest-bearing deposits | 97,964,000 | 98,495,000 | 95,677,000 | 94,166,000 |
| Noninterest-bearing deposits | 18,839,000 | 18,592,000 | 18,882,000 | 23,292,000 |
| Equity capital | 18,633,000 | 18,795,000 | 18,946,000 | 19,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,713,000 | 3,495,000 | 5,354,000 | 7,308,000 |
| Interest expense | 211,000 | 463,000 | 756,000 | 1,104,000 |
| Net interest income | 1,502,000 | 3,032,000 | 4,598,000 | 6,204,000 |
| Noninterest income | 140,000 | 292,000 | 447,000 | 620,000 |
| Noninterest expense | 895,000 | 1,823,000 | 2,757,000 | 3,706,000 |
| Provision for loan losses | 84,000 | 105,000 | 133,000 | 133,000 |
| Pretax income | 691,000 | 1,423,000 | 2,223,000 | 3,064,000 |
| Income tax | 39,000 | 73,000 | 109,000 | 161,000 |
| Net income | 652,000 | 1,350,000 | 2,114,000 | 2,903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,278,000 | 18,437,000 | 18,855,000 | 19,299,000 |
| Total capital | 19,669,000 | 19,846,000 | 20,285,000 | 20,935,000 |
| Risk-weighted assets | 129,065,000 | 126,666,000 | 128,120,000 | 134,729,000 |