Call reports 2016
HEARTLAND BANK — 2016
What HEARTLAND BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 125,640,000 | 126,957,000 | 130,567,000 | 135,424,000 |
| Total loans | 92,504,000 | 92,392,000 | 96,094,000 | 98,378,000 |
| Allowance for loan losses | 1,244,000 | 1,274,000 | 1,304,000 | 1,295,000 |
| Securities available for sale | 26,804,000 | 28,081,000 | 27,258,000 | 25,981,000 |
| Securities held to maturity | 918,000 | 909,000 | 893,000 | 946,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,218,000 | 95,185,000 | 96,658,000 | 104,727,000 |
| Interest-bearing deposits | 80,532,000 | 81,281,000 | 82,649,000 | 84,494,000 |
| Noninterest-bearing deposits | 15,686,000 | 13,904,000 | 14,009,000 | 20,233,000 |
| Equity capital | 19,076,000 | 19,282,000 | 19,102,000 | 18,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,464,000 | 2,918,000 | 4,413,000 | 5,966,000 |
| Interest expense | 106,000 | 218,000 | 340,000 | 471,000 |
| Net interest income | 1,358,000 | 2,700,000 | 4,073,000 | 5,495,000 |
| Noninterest income | 134,000 | 284,000 | 440,000 | 572,000 |
| Noninterest expense | 789,000 | 1,621,000 | 2,463,000 | 3,306,000 |
| Provision for loan losses | 38,000 | 75,000 | 117,000 | 117,000 |
| Pretax income | 665,000 | 1,303,000 | 1,948,000 | 2,659,000 |
| Income tax | 35,000 | 67,000 | 100,000 | 134,000 |
| Net income | 630,000 | 1,236,000 | 1,848,000 | 2,525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,561,000 | 17,382,000 | 17,413,000 | 17,511,000 |
| Total capital | 18,805,000 | 18,656,000 | 18,717,000 | 18,806,000 |
| Risk-weighted assets | 108,543,000 | 106,092,000 | 108,989,000 | 117,042,000 |