Call reports 2025
BANK OF COMMERCE, THE — 2025
What BANK OF COMMERCE, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 80,222,000 | 72,305,000 | 77,238,000 | 90,195,000 |
| Total loans | 38,495,000 | 41,570,000 | 44,746,000 | 38,029,000 |
| Allowance for loan losses | 371,000 | 396,000 | 411,000 | 438,000 |
| Securities available for sale | 21,967,000 | 21,445,000 | 20,433,000 | 26,462,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,112,000 | 64,133,000 | 68,837,000 | 81,741,000 |
| Interest-bearing deposits | 48,521,000 | 42,954,000 | 46,551,000 | 54,861,000 |
| Noninterest-bearing deposits | 23,591,000 | 21,179,000 | 22,286,000 | 26,880,000 |
| Equity capital | 7,769,000 | 7,864,000 | 8,067,000 | 8,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,052,000 | 2,076,000 | 3,081,000 | 4,117,000 |
| Interest expense | 321,000 | 646,000 | 972,000 | 1,296,000 |
| Net interest income | 731,000 | 1,430,000 | 2,109,000 | 2,821,000 |
| Noninterest income | 38,000 | 70,000 | 108,000 | 142,000 |
| Noninterest expense | 533,000 | 1,077,000 | 1,632,000 | 2,176,000 |
| Provision for loan losses | 0 | 25,000 | 40,000 | 68,000 |
| Pretax income | 236,000 | 423,000 | 585,000 | 787,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 236,000 | 423,000 | 585,000 | 787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,698,000 | 8,723,000 | 8,765,000 | 8,749,000 |