Call reports 2023
BANK OF COMMERCE, THE — 2023
What BANK OF COMMERCE, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 67,906,000 | 66,502,000 | 67,738,000 | 75,572,000 |
| Total loans | 38,261,000 | 39,466,000 | 40,885,000 | 36,036,000 |
| Allowance for loan losses | 431,000 | 430,000 | 430,000 | 429,000 |
| Securities available for sale | 18,814,000 | 18,595,000 | 16,799,000 | 21,967,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,060,000 | 59,690,000 | 61,001,000 | 68,280,000 |
| Interest-bearing deposits | 42,458,000 | 43,380,000 | 44,576,000 | 48,084,000 |
| Noninterest-bearing deposits | 18,602,000 | 16,310,000 | 16,425,000 | 20,196,000 |
| Equity capital | 6,698,000 | 6,595,000 | 6,488,000 | 6,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 784,000 | 1,564,000 | 2,428,000 | 3,278,000 |
| Interest expense | 136,000 | 330,000 | 570,000 | 832,000 |
| Net interest income | 648,000 | 1,234,000 | 1,858,000 | 2,446,000 |
| Noninterest income | 37,000 | 75,000 | 107,000 | 229,000 |
| Noninterest expense | 473,000 | 969,000 | 1,477,000 | 2,001,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 212,000 | 340,000 | 488,000 | 674,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 212,000 | 340,000 | 488,000 | 674,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,198,000 | 8,201,000 | 8,271,000 | 8,253,000 |