Call reports 2020
BANK OF COMMERCE, THE — 2020
What BANK OF COMMERCE, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 62,084,000 | 62,992,000 | 59,605,000 | 73,385,000 |
| Total loans | 33,871,000 | 34,355,000 | 35,774,000 | 30,734,000 |
| Allowance for loan losses | 545,000 | 538,000 | 538,000 | 538,000 |
| Securities available for sale | 14,343,000 | 15,300,000 | 13,861,000 | 13,944,000 |
| Securities held to maturity | 0 | 0 | 0 | 4,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,268,000 | 55,152,000 | 51,688,000 | 65,538,000 |
| Interest-bearing deposits | 40,080,000 | 40,278,000 | 36,924,000 | 45,228,000 |
| Noninterest-bearing deposits | 14,188,000 | 14,874,000 | 14,764,000 | 20,310,000 |
| Equity capital | 7,756,000 | 7,738,000 | 7,734,000 | 7,730,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 623,000 | 1,171,000 | 1,751,000 | 2,308,000 |
| Interest expense | 84,000 | 148,000 | 220,000 | 288,000 |
| Net interest income | 539,000 | 1,023,000 | 1,531,000 | 2,020,000 |
| Noninterest income | 34,000 | 75,000 | 113,000 | 157,000 |
| Noninterest expense | 482,000 | 952,000 | 1,423,000 | 1,902,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 96,000 | 151,000 | 226,000 | 280,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 96,000 | 151,000 | 226,000 | 280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,610,000 | 7,577,000 | 7,613,000 | 7,590,000 |