Call reports 2019
BANK OF COMMERCE, THE — 2019
What BANK OF COMMERCE, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 62,452,000 | 60,418,000 | 59,541,000 | 66,040,000 |
| Total loans | 34,052,000 | 36,370,000 | 38,180,000 | 33,327,000 |
| Allowance for loan losses | 590,000 | 590,000 | 590,000 | 546,000 |
| Securities available for sale | 16,035,000 | 17,102,000 | 16,401,000 | 19,163,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,678,000 | 52,490,000 | 51,588,000 | 58,375,000 |
| Interest-bearing deposits | 36,796,000 | 35,574,000 | 36,563,000 | 42,861,000 |
| Noninterest-bearing deposits | 17,882,000 | 16,916,000 | 15,025,000 | 15,514,000 |
| Equity capital | 7,725,000 | 7,840,000 | 7,814,000 | 7,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 656,000 | 1,309,000 | 1,972,000 | 2,620,000 |
| Interest expense | 82,000 | 168,000 | 252,000 | 341,000 |
| Net interest income | 574,000 | 1,141,000 | 1,720,000 | 2,279,000 |
| Noninterest income | 51,000 | 105,000 | 154,000 | 197,000 |
| Noninterest expense | 479,000 | 957,000 | 1,467,000 | 1,991,000 |
| Provision for loan losses | 0 | 0 | 0 | 135,000 |
| Pretax income | 146,000 | 289,000 | 407,000 | 350,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 146,000 | 289,000 | 407,000 | 350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,753,000 | 7,779,000 | 7,733,000 | 7,514,000 |
| Total capital | 8,267,000 | 8,306,000 | 8,271,000 | 8,002,000 |
| Risk-weighted assets | 41,045,000 | 42,111,000 | 42,968,000 | 39,008,000 |