Call reports 2016
BANK OF COMMERCE, THE — 2016
What BANK OF COMMERCE, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 61,547,000 | 56,513,000 | 59,170,000 | 75,479,000 |
| Total loans | 35,110,000 | 36,597,000 | 40,273,000 | 34,929,000 |
| Allowance for loan losses | 632,000 | 633,000 | 591,000 | 590,000 |
| Securities available for sale | 14,852,000 | 14,349,000 | 13,680,000 | 19,573,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,887,000 | 48,781,000 | 46,181,000 | 68,050,000 |
| Interest-bearing deposits | 37,739,000 | 34,580,000 | 32,529,000 | 47,258,000 |
| Noninterest-bearing deposits | 16,148,000 | 14,201,000 | 13,652,000 | 20,792,000 |
| Equity capital | 7,583,000 | 7,648,000 | 7,656,000 | 7,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 574,000 | 1,187,000 | 1,814,000 | 2,412,000 |
| Interest expense | 45,000 | 86,000 | 134,000 | 181,000 |
| Net interest income | 529,000 | 1,101,000 | 1,680,000 | 2,231,000 |
| Noninterest income | 29,000 | 67,000 | 107,000 | 138,000 |
| Noninterest expense | 434,000 | 891,000 | 1,348,000 | 1,825,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 124,000 | 277,000 | 439,000 | 544,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 124,000 | 277,000 | 439,000 | 544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,513,000 | 7,554,000 | 7,578,000 | 7,450,000 |
| Total capital | 8,061,000 | 8,097,000 | 8,142,000 | 8,004,000 |
| Risk-weighted assets | 43,800,000 | 43,351,000 | 45,110,000 | 44,254,000 |