Call reports 2015
BANK OF COMMERCE, THE — 2015
What BANK OF COMMERCE, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 59,631,000 | 59,086,000 | 55,994,000 | 69,580,000 |
| Total loans | 36,011,000 | 36,562,000 | 38,075,000 | 33,433,000 |
| Allowance for loan losses | 634,000 | 633,000 | 632,000 | 632,000 |
| Securities available for sale | 14,740,000 | 13,343,000 | 13,650,000 | 17,406,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,026,000 | 51,405,000 | 46,554,000 | 62,106,000 |
| Interest-bearing deposits | 37,033,000 | 36,663,000 | 33,075,000 | 39,799,000 |
| Noninterest-bearing deposits | 14,993,000 | 14,742,000 | 13,479,000 | 22,307,000 |
| Equity capital | 7,546,000 | 7,599,000 | 7,666,000 | 7,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 546,000 | 1,106,000 | 1,695,000 | 2,262,000 |
| Interest expense | 43,000 | 85,000 | 128,000 | 172,000 |
| Net interest income | 503,000 | 1,021,000 | 1,567,000 | 2,090,000 |
| Noninterest income | 26,000 | 59,000 | 92,000 | -4,000 |
| Noninterest expense | 459,000 | 889,000 | 1,334,000 | 1,811,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 70,000 | 191,000 | 325,000 | 275,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 70,000 | 191,000 | 325,000 | 275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,458,000 | 7,545,000 | 7,592,000 | 7,397,000 |
| Total capital | 8,034,000 | 8,178,000 | 8,130,000 | 7,920,000 |
| Risk-weighted assets | 46,043,000 | 52,188,000 | 42,894,000 | 41,732,000 |