Call reports 2014
BANK OF COMMERCE, THE — 2014
What BANK OF COMMERCE, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 62,726,000 | 56,419,000 | 58,960,000 | 67,599,000 |
| Total loans | 30,947,000 | 34,121,000 | 37,662,000 | 32,515,000 |
| Allowance for loan losses | 634,000 | 634,000 | 634,000 | 633,000 |
| Securities available for sale | 14,419,000 | 12,428,000 | 12,737,000 | 15,535,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,215,000 | 48,848,000 | 51,328,000 | 60,149,000 |
| Interest-bearing deposits | 35,200,000 | 33,647,000 | 32,935,000 | 37,914,000 |
| Noninterest-bearing deposits | 18,015,000 | 15,201,000 | 18,393,000 | 22,235,000 |
| Equity capital | 7,380,000 | 7,482,000 | 7,513,000 | 7,398,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 475,000 | 1,001,000 | 1,579,000 | 2,130,000 |
| Interest expense | 44,000 | 86,000 | 127,000 | 170,000 |
| Net interest income | 431,000 | 915,000 | 1,452,000 | 1,960,000 |
| Noninterest income | 29,000 | 60,000 | 95,000 | 123,000 |
| Noninterest expense | 436,000 | 868,000 | 1,315,000 | 1,766,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 24,000 | 107,000 | 232,000 | 317,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 24,000 | 107,000 | 232,000 | 317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,369,000 | 7,430,000 | 7,482,000 | 7,388,000 |
| Total capital | 7,836,000 | 7,925,000 | 8,016,000 | 7,898,000 |
| Risk-weighted assets | 37,200,000 | 39,429,000 | 42,618,000 | 40,671,000 |