Call reports 2013
BANK OF COMMERCE, THE — 2013
What BANK OF COMMERCE, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 56,398,000 | 56,078,000 | 53,022,000 | 73,136,000 |
| Total loans | 33,198,000 | 33,538,000 | 33,976,000 | 31,743,000 |
| Allowance for loan losses | 726,000 | 731,000 | 733,000 | 634,000 |
| Securities available for sale | 9,189,000 | 9,820,000 | 9,444,000 | 12,687,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,017,000 | 47,621,000 | 45,418,000 | 65,746,000 |
| Interest-bearing deposits | 30,719,000 | 32,244,000 | 29,510,000 | 36,071,000 |
| Noninterest-bearing deposits | 17,298,000 | 15,377,000 | 15,908,000 | 29,675,000 |
| Equity capital | 7,466,000 | 7,422,000 | 7,447,000 | 7,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 491,000 | 1,012,000 | 1,534,000 | 2,049,000 |
| Interest expense | 45,000 | 91,000 | 139,000 | 188,000 |
| Net interest income | 446,000 | 921,000 | 1,395,000 | 1,861,000 |
| Noninterest income | 32,000 | 80,000 | 123,000 | 158,000 |
| Noninterest expense | 449,000 | 891,000 | 1,289,000 | 1,709,000 |
| Provision for loan losses | 6,000 | 13,000 | 19,000 | 25,000 |
| Pretax income | 23,000 | 97,000 | 210,000 | 285,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 23,000 | 97,000 | 210,000 | 285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,368,000 | 7,408,000 | 7,456,000 | 7,345,000 |
| Total capital | 7,837,000 | 7,877,000 | 7,917,000 | 7,830,000 |
| Risk-weighted assets | 37,301,000 | 37,293,000 | 36,631,000 | 38,616,000 |