Call reports 2012
BANK OF COMMERCE, THE — 2012
What BANK OF COMMERCE, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 59,692,000 | 55,648,000 | 57,595,000 | 61,344,000 |
| Total loans | 31,120,000 | 33,100,000 | 35,291,000 | 31,265,000 |
| Allowance for loan losses | 722,000 | 722,000 | 721,000 | 720,000 |
| Securities available for sale | 11,556,000 | 8,757,000 | 7,067,000 | 7,907,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,891,000 | 47,986,000 | 49,821,000 | 53,750,000 |
| Interest-bearing deposits | 30,575,000 | 27,748,000 | 28,537,000 | 31,929,000 |
| Noninterest-bearing deposits | 20,316,000 | 20,238,000 | 21,284,000 | 21,821,000 |
| Equity capital | 7,502,000 | 7,516,000 | 7,584,000 | 7,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 532,000 | 1,072,000 | 1,637,000 | 2,166,000 |
| Interest expense | 55,000 | 107,000 | 156,000 | 207,000 |
| Net interest income | 477,000 | 965,000 | 1,481,000 | 1,959,000 |
| Noninterest income | 35,000 | 77,000 | 114,000 | 153,000 |
| Noninterest expense | 433,000 | 868,000 | 1,306,000 | 1,754,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 79,000 | 174,000 | 289,000 | 358,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 79,000 | 174,000 | 289,000 | 358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,410,000 | 7,410,000 | 7,457,000 | 7,345,000 |
| Total capital | 7,887,000 | 7,898,000 | 7,948,000 | 7,802,000 |
| Risk-weighted assets | 37,884,000 | 38,767,000 | 39,022,000 | 36,318,000 |