Call reports 2010
BANK OF COMMERCE, THE — 2010
What BANK OF COMMERCE, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 50,756,000 | 49,446,000 | 47,674,000 | 58,504,000 |
| Total loans | 27,710,000 | 30,823,000 | 34,610,000 | 30,137,000 |
| Allowance for loan losses | 733,000 | 732,000 | 727,000 | 727,000 |
| Securities available for sale | 13,733,000 | 9,650,000 | 8,083,000 | 9,793,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,981,000 | 41,541,000 | 37,914,000 | 51,046,000 |
| Interest-bearing deposits | 31,005,000 | 28,611,000 | 26,996,000 | 31,443,000 |
| Noninterest-bearing deposits | 11,976,000 | 12,930,000 | 10,918,000 | 19,603,000 |
| Equity capital | 7,422,000 | 7,534,000 | 7,559,000 | 7,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 536,000 | 1,128,000 | 1,755,000 | 2,338,000 |
| Interest expense | 73,000 | 141,000 | 206,000 | 272,000 |
| Net interest income | 463,000 | 987,000 | 1,549,000 | 2,066,000 |
| Noninterest income | 45,000 | 91,000 | 137,000 | 190,000 |
| Noninterest expense | 447,000 | 903,000 | 1,368,000 | 1,831,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 61,000 | 175,000 | 318,000 | 425,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 61,000 | 175,000 | 318,000 | 425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,415,000 | 7,446,000 | 7,475,000 | 7,342,000 |
| Total capital | 7,829,000 | 7,907,000 | 7,954,000 | 7,802,000 |
| Risk-weighted assets | 35,503,000 | 36,649,000 | 38,048,000 | 36,552,000 |