Call reports 2009
BANK OF COMMERCE, THE — 2009
What BANK OF COMMERCE, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 53,503,000 | 52,035,000 | 44,966,000 | 55,751,000 |
| Total loans | 27,081,000 | 27,378,000 | 29,293,000 | 25,833,000 |
| Allowance for loan losses | 727,000 | 728,000 | 733,000 | 733,000 |
| Securities available for sale | 18,282,000 | 15,623,000 | 10,478,000 | 15,786,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,918,000 | 44,381,000 | 37,189,000 | 48,090,000 |
| Interest-bearing deposits | 35,300,000 | 34,769,000 | 29,089,000 | 31,781,000 |
| Noninterest-bearing deposits | 10,618,000 | 9,612,000 | 8,100,000 | 16,309,000 |
| Equity capital | 7,286,000 | 7,313,000 | 7,442,000 | 7,383,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 605,000 | 1,184,000 | 1,774,000 | 2,336,000 |
| Interest expense | 111,000 | 222,000 | 321,000 | 406,000 |
| Net interest income | 494,000 | 962,000 | 1,453,000 | 1,930,000 |
| Noninterest income | 38,000 | 84,000 | 133,000 | 358,000 |
| Noninterest expense | 443,000 | 926,000 | 1,335,000 | 1,797,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 89,000 | 120,000 | 251,000 | 491,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 89,000 | 120,000 | 251,000 | 491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,232,000 | 7,263,000 | 7,394,000 | 7,354,000 |
| Total capital | 7,695,000 | 7,701,000 | 7,826,000 | 7,785,000 |
| Risk-weighted assets | 36,800,000 | 35,511,000 | 34,289,000 | 34,194,000 |