Call reports 2004
BANK OF COMMERCE, THE — 2004
What BANK OF COMMERCE, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 42,357,000 | 42,054,000 | 39,985,000 | 41,215,000 |
| Total loans | 30,888,000 | 29,356,000 | 30,569,000 | 26,533,000 |
| Allowance for loan losses | 789,000 | 776,000 | 781,000 | 778,000 |
| Securities available for sale | 8,245,000 | 7,467,000 | 7,226,000 | 8,524,000 |
| Securities held to maturity | 198,000 | 110,000 | 108,000 | 108,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,120,000 | 33,850,000 | 31,710,000 | 33,185,000 |
| Interest-bearing deposits | 25,487,000 | 25,114,000 | 23,648,000 | 22,757,000 |
| Noninterest-bearing deposits | 8,633,000 | 8,736,000 | 8,062,000 | 10,428,000 |
| Equity capital | 7,175,000 | 7,141,000 | 7,209,000 | 7,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 557,000 | 1,121,000 | 1,720,000 | 2,306,000 |
| Interest expense | 106,000 | 198,000 | 308,000 | 415,000 |
| Net interest income | 451,000 | 923,000 | 1,412,000 | 1,891,000 |
| Noninterest income | 48,000 | 92,000 | 135,000 | 171,000 |
| Noninterest expense | 385,000 | 762,000 | 1,143,000 | 1,518,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 114,000 | 253,000 | 404,000 | 544,000 |
| Income tax | 8,000 | 16,000 | 24,000 | 32,000 |
| Net income | 106,000 | 237,000 | 380,000 | 512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,153,000 | 7,196,000 | 7,234,000 | 7,156,000 |
| Total capital | 7,629,000 | 7,651,000 | 7,672,000 | 7,562,000 |
| Risk-weighted assets | 37,779,000 | 36,044,000 | 34,681,000 | 32,097,000 |
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