Call reports 2025
FARMERS STATE BANK, INC — 2025
What FARMERS STATE BANK, INC reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 60,097,000 | 62,418,000 | 63,846,000 | 68,215,000 |
| Total loans | 28,837,000 | 28,145,000 | 28,593,000 | 28,639,000 |
| Allowance for loan losses | 546,000 | 546,000 | 561,000 | 570,000 |
| Securities available for sale | 26,414,000 | 27,538,000 | 29,013,000 | 29,090,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,438,000 | 56,577,000 | 57,281,000 | 61,489,000 |
| Interest-bearing deposits | 35,809,000 | 37,321,000 | 38,434,000 | 43,115,000 |
| Noninterest-bearing deposits | 18,629,000 | 19,256,000 | 18,847,000 | 18,374,000 |
| Equity capital | 4,426,000 | 4,650,000 | 5,005,000 | 5,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 747,000 | 1,527,000 | 2,315,000 | 3,108,000 |
| Interest expense | 127,000 | 257,000 | 390,000 | 523,000 |
| Net interest income | 620,000 | 1,270,000 | 1,925,000 | 2,585,000 |
| Noninterest income | 98,000 | 196,000 | 297,000 | 397,000 |
| Noninterest expense | 517,000 | 1,035,000 | 1,554,000 | 2,092,000 |
| Provision for loan losses | 7,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 194,000 | 416,000 | 645,000 | 850,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 194,000 | 416,000 | 645,000 | 850,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,561,000 | 7,606,000 | 7,605,000 | 7,751,000 |
| Total capital | 8,107,000 | 8,152,000 | 8,155,000 | 8,305,000 |
| Risk-weighted assets | 44,442,000 | 43,746,000 | 44,011,000 | 44,293,000 |