Call reports 2016
FARMERS STATE BANK, INC — 2016
What FARMERS STATE BANK, INC reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 50,904,000 | 50,294,000 | 50,673,000 | 49,009,000 |
| Total loans | 23,007,000 | 22,990,000 | 22,375,000 | 22,151,000 |
| Allowance for loan losses | 839,000 | 844,000 | 784,000 | 825,000 |
| Securities available for sale | 22,397,000 | 22,136,000 | 21,171,000 | 20,417,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,286,000 | 41,133,000 | 42,329,000 | 41,298,000 |
| Interest-bearing deposits | 30,059,000 | 29,848,000 | 29,938,000 | 29,856,000 |
| Noninterest-bearing deposits | 11,227,000 | 11,285,000 | 12,391,000 | 11,442,000 |
| Equity capital | 5,866,000 | 6,127,000 | 6,004,000 | 5,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 495,000 | 1,003,000 | 1,496,000 | 1,983,000 |
| Interest expense | 45,000 | 90,000 | 135,000 | 179,000 |
| Net interest income | 450,000 | 913,000 | 1,361,000 | 1,804,000 |
| Noninterest income | 150,000 | 292,000 | 417,000 | 545,000 |
| Noninterest expense | 481,000 | 965,000 | 1,452,000 | 1,843,000 |
| Provision for loan losses | 15,000 | 30,000 | 46,000 | 61,000 |
| Pretax income | 112,000 | 218,000 | 327,000 | 521,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 112,000 | 218,000 | 327,000 | 521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,383,000 | 5,408,000 | 5,441,000 | 5,590,000 |
| Total capital | 5,706,000 | 5,729,000 | 5,762,000 | 5,922,000 |
| Risk-weighted assets | 25,295,000 | 25,150,000 | 25,203,000 | 26,069,000 |