Call reports 2015
FARMERS STATE BANK, INC — 2015
What FARMERS STATE BANK, INC reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 51,268,000 | 51,290,000 | 50,508,000 | 49,704,000 |
| Total loans | 25,788,000 | 25,828,000 | 24,391,000 | 23,645,000 |
| Allowance for loan losses | 926,000 | 850,000 | 855,000 | 854,000 |
| Securities available for sale | 20,383,000 | 20,471,000 | 19,165,000 | 20,131,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,481,000 | 41,566,000 | 42,603,000 | 41,932,000 |
| Interest-bearing deposits | 32,559,000 | 31,230,000 | 32,135,000 | 30,928,000 |
| Noninterest-bearing deposits | 10,922,000 | 10,336,000 | 10,468,000 | 11,004,000 |
| Equity capital | 5,650,000 | 5,350,000 | 5,570,000 | 5,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 526,000 | 1,046,000 | 1,575,000 | 2,082,000 |
| Interest expense | 53,000 | 104,000 | 152,000 | 199,000 |
| Net interest income | 473,000 | 942,000 | 1,423,000 | 1,883,000 |
| Noninterest income | 178,000 | 360,000 | 547,000 | 711,000 |
| Noninterest expense | 516,000 | 1,060,000 | 1,608,000 | 1,968,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 61,000 |
| Pretax income | 180,000 | 272,000 | 377,000 | 625,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 180,000 | 272,000 | 377,000 | 625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,252,000 | 5,215,000 | 5,216,000 | 5,398,000 |
| Total capital | 5,590,000 | 5,552,000 | 5,536,000 | 5,721,000 |
| Risk-weighted assets | 26,466,000 | 26,411,000 | 25,064,000 | 25,224,000 |