Call reports 2014
FARMERS STATE BANK, INC — 2014
What FARMERS STATE BANK, INC reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 52,577,000 | 52,788,000 | 51,808,000 | 52,559,000 |
| Total loans | 28,304,000 | 28,057,000 | 27,379,000 | 26,349,000 |
| Allowance for loan losses | 910,000 | 923,000 | 940,000 | 918,000 |
| Securities available for sale | 19,397,000 | 19,640,000 | 19,730,000 | 20,811,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,404,000 | 43,718,000 | 43,218,000 | 43,804,000 |
| Interest-bearing deposits | 33,890,000 | 32,959,000 | 31,839,000 | 32,730,000 |
| Noninterest-bearing deposits | 10,514,000 | 10,759,000 | 11,379,000 | 11,074,000 |
| Equity capital | 5,033,000 | 5,332,000 | 5,332,000 | 5,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 576,000 | 1,142,000 | 1,698,000 | 2,247,000 |
| Interest expense | 70,000 | 137,000 | 200,000 | 260,000 |
| Net interest income | 506,000 | 1,005,000 | 1,498,000 | 1,987,000 |
| Noninterest income | 192,000 | 386,000 | 602,000 | 795,000 |
| Noninterest expense | 550,000 | 1,104,000 | 1,675,000 | 2,150,000 |
| Provision for loan losses | 60,000 | 121,000 | 151,000 | 177,000 |
| Pretax income | 88,000 | 169,000 | 278,000 | 464,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 88,000 | 169,000 | 278,000 | 464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,104,000 | 5,119,000 | 5,135,000 | 5,252,000 |
| Total capital | 5,466,000 | 5,479,000 | 5,479,000 | 5,595,000 |
| Risk-weighted assets | 28,431,000 | 28,226,000 | 26,885,000 | 26,794,000 |