Call reports 2013
FARMERS STATE BANK, INC — 2013
What FARMERS STATE BANK, INC reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 55,388,000 | 53,626,000 | 53,568,000 | 53,012,000 |
| Total loans | 30,269,000 | 30,289,000 | 30,210,000 | 29,874,000 |
| Allowance for loan losses | 594,000 | 623,000 | 598,000 | 863,000 |
| Securities available for sale | 16,807,000 | 17,709,000 | 18,232,000 | 18,436,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,464,000 | 44,182,000 | 44,298,000 | 43,402,000 |
| Interest-bearing deposits | 36,146,000 | 34,541,000 | 33,831,000 | 33,628,000 |
| Noninterest-bearing deposits | 10,318,000 | 9,641,000 | 10,467,000 | 9,774,000 |
| Equity capital | 5,658,000 | 5,121,000 | 5,204,000 | 4,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 584,000 | 1,168,000 | 1,778,000 | 2,387,000 |
| Interest expense | 95,000 | 184,000 | 264,000 | 341,000 |
| Net interest income | 489,000 | 984,000 | 1,514,000 | 2,046,000 |
| Noninterest income | 221,000 | 460,000 | 707,000 | 903,000 |
| Noninterest expense | 509,000 | 1,028,000 | 1,591,000 | 2,115,000 |
| Provision for loan losses | 60,000 | 106,000 | 142,000 | 466,000 |
| Pretax income | 174,000 | 343,000 | 521,000 | 401,000 |
| Income tax | 0 | 0 | -7,000 | -7,000 |
| Net income | 174,000 | 343,000 | 528,000 | 408,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,192,000 | 5,236,000 | 5,309,000 | 5,048,000 |
| Total capital | 5,582,000 | 5,624,000 | 5,688,000 | 5,428,000 |
| Risk-weighted assets | 31,008,000 | 30,826,000 | 30,084,000 | 29,940,000 |