Call reports 2012
FARMERS STATE BANK, INC — 2012
What FARMERS STATE BANK, INC reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 55,728,000 | 55,711,000 | 55,924,000 | 56,349,000 |
| Total loans | 31,098,000 | 31,385,000 | 31,573,000 | 31,246,000 |
| Allowance for loan losses | 525,000 | 593,000 | 624,000 | 596,000 |
| Securities available for sale | 15,584,000 | 15,893,000 | 15,933,000 | 16,572,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,930,000 | 45,853,000 | 45,884,000 | 46,327,000 |
| Interest-bearing deposits | 35,819,000 | 35,538,000 | 35,676,000 | 36,191,000 |
| Noninterest-bearing deposits | 10,111,000 | 10,315,000 | 10,208,000 | 10,136,000 |
| Equity capital | 5,538,000 | 5,527,000 | 5,690,000 | 5,742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 642,000 | 1,275,000 | 1,892,000 | 2,491,000 |
| Interest expense | 128,000 | 251,000 | 368,000 | 475,000 |
| Net interest income | 514,000 | 1,024,000 | 1,524,000 | 2,016,000 |
| Noninterest income | 241,000 | 500,000 | 735,000 | 961,000 |
| Noninterest expense | 533,000 | 1,053,000 | 1,573,000 | 2,031,000 |
| Provision for loan losses | 61,000 | 184,000 | 246,000 | 307,000 |
| Pretax income | 193,000 | 382,000 | 535,000 | 734,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 193,000 | 382,000 | 535,000 | 734,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,014,000 | 4,952,000 | 5,000,000 | 5,133,000 |
| Total capital | 5,419,000 | 5,358,000 | 5,400,000 | 5,531,000 |
| Risk-weighted assets | 32,292,000 | 32,267,000 | 31,797,000 | 31,605,000 |