Call reports 2011
FARMERS STATE BANK, INC — 2011
What FARMERS STATE BANK, INC reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 55,326,000 | 54,963,000 | 54,862,000 | 54,466,000 |
| Total loans | 30,729,000 | 30,930,000 | 31,840,000 | 31,499,000 |
| Allowance for loan losses | 589,000 | 379,000 | 399,000 | 464,000 |
| Securities available for sale | 17,223,000 | 17,003,000 | 17,031,000 | 16,661,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,289,000 | 45,569,000 | 45,090,000 | 44,661,000 |
| Interest-bearing deposits | 36,686,000 | 35,911,000 | 35,227,000 | 35,311,000 |
| Noninterest-bearing deposits | 9,603,000 | 9,658,000 | 9,863,000 | 9,350,000 |
| Equity capital | 4,615,000 | 4,942,000 | 5,374,000 | 5,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 662,000 | 1,366,000 | 2,044,000 | 2,695,000 |
| Interest expense | 170,000 | 330,000 | 481,000 | 618,000 |
| Net interest income | 492,000 | 1,036,000 | 1,563,000 | 2,077,000 |
| Noninterest income | 262,000 | 490,000 | 775,000 | 1,014,000 |
| Noninterest expense | 505,000 | 1,026,000 | 1,546,000 | 1,979,000 |
| Provision for loan losses | 87,000 | 133,000 | 194,000 | 286,000 |
| Pretax income | 162,000 | 368,000 | 599,000 | 827,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 162,000 | 368,000 | 599,000 | 827,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,579,000 | 4,668,000 | 4,832,000 | 4,979,000 |
| Total capital | 4,989,000 | 5,052,000 | 5,235,000 | 5,378,000 |
| Risk-weighted assets | 32,592,000 | 32,297,000 | 32,230,000 | 31,875,000 |