Call reports 2010
FARMERS STATE BANK, INC — 2010
What FARMERS STATE BANK, INC reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 53,911,000 | 53,075,000 | 52,710,000 | 53,739,000 |
| Total loans | 31,351,000 | 31,611,000 | 31,980,000 | 31,224,000 |
| Allowance for loan losses | 464,000 | 550,000 | 550,000 | 526,000 |
| Securities available for sale | 16,422,000 | 16,161,000 | 15,225,000 | 15,046,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,048,000 | 43,368,000 | 42,665,000 | 44,785,000 |
| Interest-bearing deposits | 35,824,000 | 34,179,000 | 34,004,000 | 35,491,000 |
| Noninterest-bearing deposits | 9,224,000 | 9,189,000 | 8,661,000 | 9,294,000 |
| Equity capital | 4,566,000 | 4,644,000 | 4,919,000 | 4,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 706,000 | 1,416,000 | 2,143,000 | 2,836,000 |
| Interest expense | 192,000 | 383,000 | 565,000 | 737,000 |
| Net interest income | 514,000 | 1,033,000 | 1,578,000 | 2,099,000 |
| Noninterest income | 173,000 | 357,000 | 590,000 | 755,000 |
| Noninterest expense | 511,000 | 1,031,000 | 1,529,000 | 1,951,000 |
| Provision for loan losses | 30,000 | 139,000 | 175,000 | 310,000 |
| Pretax income | 146,000 | 303,000 | 547,000 | 779,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 146,000 | 303,000 | 547,000 | 779,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,216,000 | 4,231,000 | 4,372,000 | 4,538,000 |
| Total capital | 4,621,000 | 4,639,000 | 4,778,000 | 4,943,000 |
| Risk-weighted assets | 32,367,000 | 32,503,000 | 32,304,000 | 32,243,000 |