Call report 2015Q4
CORNERSTONE BANK, INC. — 2015Q4
The 22 measures CORNERSTONE BANK, INC. reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 170,413,000 | USD | evidence → |
| Total loans | 31,953,000 | USD | evidence → |
| Allowance for loan losses | 288,000 | USD | evidence → |
| Securities available for sale | 104,269,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 152,920,000 | USD | evidence → |
| Interest-bearing deposits | 85,554,000 | USD | evidence → |
| Noninterest-bearing deposits | 67,366,000 | USD | evidence → |
| Equity capital | 16,156,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,141,000 | USD | evidence → |
| Interest expense | 398,000 | USD | evidence → |
| Net interest income | 3,743,000 | USD | evidence → |
| Noninterest income | 193,000 | USD | evidence → |
| Noninterest expense | 2,600,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,342,000 | USD | evidence → |
| Income tax | 127,000 | USD | evidence → |
| Net income | 1,215,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,300,000 | USD | evidence → |
| Total capital | 16,589,000 | USD | evidence → |
| Risk-weighted assets | 54,476,000 | USD | evidence → |