Call reports 2007
CORNERSTONE BANK, INC. — 2007
What CORNERSTONE BANK, INC. reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 69,559,000 | 66,203,000 | 66,989,000 | 68,398,000 |
| Total loans | 30,977,000 | 30,715,000 | 29,314,000 | 30,666,000 |
| Allowance for loan losses | 445,000 | 442,000 | 323,000 | 323,000 |
| Securities available for sale | 28,693,000 | 28,207,000 | 28,249,000 | 28,861,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,129,000 | 54,857,000 | 55,194,000 | 56,488,000 |
| Interest-bearing deposits | 43,354,000 | 40,320,000 | 41,046,000 | 39,886,000 |
| Noninterest-bearing deposits | 14,775,000 | 14,537,000 | 14,148,000 | 16,602,000 |
| Equity capital | 10,998,000 | 10,908,000 | 11,312,000 | 11,462,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 925,000 | 1,850,000 | 2,759,000 | 3,681,000 |
| Interest expense | 397,000 | 772,000 | 1,129,000 | 1,502,000 |
| Net interest income | 528,000 | 1,078,000 | 1,630,000 | 2,179,000 |
| Noninterest income | 71,000 | 137,000 | 213,000 | 284,000 |
| Noninterest expense | 443,000 | 861,000 | 1,287,000 | 1,775,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 159,000 | 357,000 | 559,000 | 691,000 |
| Income tax | 7,000 | 22,000 | 52,000 | 66,000 |
| Net income | 152,000 | 335,000 | 507,000 | 625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,081,000 | 11,264,000 | 11,436,000 | 11,429,000 |
| Total capital | 11,526,000 | 11,704,000 | 11,759,000 | 11,752,000 |
| Risk-weighted assets | 35,592,000 | 35,204,000 | 34,251,000 | 35,423,000 |
Machine access — free, no API key
Every figure shown here about CORNERSTONE BANK, INC. — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.