Call report 2019Q4
CITIZENS BANK — 2019Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 120,974,000 | USD | evidence → |
| Total loans | 98,840,000 | USD | evidence → |
| Allowance for loan losses | 420,000 | USD | evidence → |
| Securities available for sale | 8,496,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 110,921,000 | USD | evidence → |
| Interest-bearing deposits | 94,643,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,278,000 | USD | evidence → |
| Equity capital | 9,754,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,784,000 | USD | evidence → |
| Interest expense | 1,542,000 | USD | evidence → |
| Net interest income | 4,242,000 | USD | evidence → |
| Noninterest income | 955,000 | USD | evidence → |
| Noninterest expense | 3,289,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 1,818,000 | USD | evidence → |
| Income tax | 359,000 | USD | evidence → |
| Net income | 1,459,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,198,000 | USD | evidence → |
| Total capital | 9,618,000 | USD | evidence → |
| Risk-weighted assets | 89,988,000 | USD | evidence → |