Call reports 2014
CITIZENS BANK — 2014
What CITIZENS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 26,889,000 | 25,816,000 | 26,321,000 | 32,374,000 |
| Total loans | 11,760,000 | 11,915,000 | 12,199,000 | 12,087,000 |
| Allowance for loan losses | 194,000 | 227,000 | 271,000 | 1,000 |
| Securities available for sale | 0 | 0 | 0 | 5,158,000 |
| Securities held to maturity | 7,835,000 | 7,540,000 | 8,212,000 | 2,506,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,067,000 | 21,036,000 | 21,415,000 | 27,337,000 |
| Interest-bearing deposits | 14,219,000 | 13,448,000 | 14,345,000 | 19,629,000 |
| Noninterest-bearing deposits | 7,848,000 | 7,588,000 | 7,070,000 | 7,708,000 |
| Equity capital | 4,772,000 | 4,694,000 | 4,691,000 | 4,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 247,000 | 507,000 | 781,000 | 85,000 |
| Interest expense | 15,000 | 29,000 | 44,000 | 7,000 |
| Net interest income | 232,000 | 478,000 | 737,000 | 78,000 |
| Noninterest income | 35,000 | 38,000 | 53,000 | 12,000 |
| Noninterest expense | 260,000 | 513,000 | 744,000 | 93,000 |
| Provision for loan losses | 29,000 | 88,000 | 164,000 | 0 |
| Pretax income | -22,000 | -85,000 | -118,000 | -3,000 |
| Income tax | 15,000 | 30,000 | 0 | 0 |
| Net income | -37,000 | -115,000 | -118,000 | -3,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,772,000 | 4,694,000 | 4,691,000 | 4,592,000 |
| Total capital | 4,925,000 | 4,846,000 | 4,843,000 | 4,593,000 |
| Risk-weighted assets | 12,168,000 | 12,068,000 | 12,126,000 | 13,421,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS BANK — 2014 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.