Call reports 2007
CITIZENS BANK — 2007
What CITIZENS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 20,000,000 | 20,969,000 | 20,448,000 | 21,937,000 |
| Total loans | 6,900,000 | 7,396,000 | 8,225,000 | 8,537,000 |
| Allowance for loan losses | 108,000 | 109,000 | 111,000 | 117,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,163,000 | 8,168,000 | 7,675,000 | 6,690,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,158,000 | 17,036,000 | 16,365,000 | 17,772,000 |
| Interest-bearing deposits | 11,077,000 | 11,937,000 | 11,219,000 | 12,065,000 |
| Noninterest-bearing deposits | 5,081,000 | 5,099,000 | 5,146,000 | 5,708,000 |
| Equity capital | 3,787,000 | 3,888,000 | 4,020,000 | 4,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 291,000 | 613,000 | 971,000 | 1,345,000 |
| Interest expense | 35,000 | 82,000 | 138,000 | 195,000 |
| Net interest income | 256,000 | 531,000 | 833,000 | 1,150,000 |
| Noninterest income | 51,000 | 110,000 | 171,000 | 234,000 |
| Noninterest expense | 214,000 | 416,000 | 620,000 | 884,000 |
| Provision for loan losses | 3,000 | 3,000 | 3,000 | 9,000 |
| Pretax income | 90,000 | 222,000 | 381,000 | 491,000 |
| Income tax | 27,000 | 54,000 | 81,000 | 172,000 |
| Net income | 63,000 | 168,000 | 300,000 | 319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,787,000 | 3,888,000 | 4,020,000 | 4,034,000 |
| Total capital | 3,885,000 | 3,992,000 | 4,130,000 | 4,150,000 |
| Risk-weighted assets | 7,821,000 | 8,275,000 | 8,787,000 | 9,315,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.