Call reports 2022
LINCOLNWAY COMMUNITY BANK — 2022
What LINCOLNWAY COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 287,178,000 | 287,931,000 | 305,837,000 | 317,922,000 |
| Total loans | 195,285,000 | 195,625,000 | 216,545,000 | 218,478,000 |
| Allowance for loan losses | 2,253,000 | 2,253,000 | 2,353,000 | 1,870,000 |
| Securities available for sale | 3,976,000 | 9,822,000 | 11,600,000 | 11,637,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,439,000 | 252,361,000 | 268,654,000 | 291,292,000 |
| Interest-bearing deposits | 179,636,000 | 177,485,000 | 168,339,000 | 151,741,000 |
| Noninterest-bearing deposits | 73,803,000 | 74,876,000 | 100,315,000 | 139,551,000 |
| Equity capital | 32,305,000 | 33,538,000 | 34,588,000 | 26,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,156,000 | 6,907,000 | 10,849,000 | 15,405,000 |
| Interest expense | 121,000 | 278,000 | 550,000 | 1,024,000 |
| Net interest income | 3,035,000 | 6,629,000 | 10,299,000 | 14,381,000 |
| Noninterest income | 249,000 | 571,000 | 830,000 | 940,000 |
| Noninterest expense | 2,056,000 | 3,777,000 | 5,865,000 | 10,565,000 |
| Provision for loan losses | -150,000 | -150,000 | -50,000 | 3,715,000 |
| Pretax income | 1,378,000 | 3,573,000 | 5,314,000 | 1,041,000 |
| Income tax | 388,000 | 1,001,000 | 1,497,000 | 124,000 |
| Net income | 990,000 | 2,572,000 | 3,817,000 | 917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,290,000 | 33,602,000 | 34,802,000 | 26,622,000 |
| Total capital | 34,543,000 | 35,855,000 | 37,155,000 | 28,492,000 |
| Risk-weighted assets | 214,087,000 | 214,272,000 | 231,273,000 | 230,159,000 |