Call reports 2021
LINCOLNWAY COMMUNITY BANK — 2021
What LINCOLNWAY COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 272,488,000 | 274,465,000 | 278,430,000 | 276,839,000 |
| Total loans | 215,959,000 | 204,506,000 | 189,999,000 | 196,715,000 |
| Allowance for loan losses | 2,403,000 | 2,403,000 | 2,403,000 | 2,403,000 |
| Securities available for sale | 3,578,000 | 3,559,000 | 3,543,000 | 2,027,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,739,000 | 242,912,000 | 245,158,000 | 242,610,000 |
| Interest-bearing deposits | 172,057,000 | 169,093,000 | 174,373,000 | 174,695,000 |
| Noninterest-bearing deposits | 67,682,000 | 73,819,000 | 70,785,000 | 67,915,000 |
| Equity capital | 31,080,000 | 29,812,000 | 30,828,000 | 31,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,332,000 | 6,735,000 | 10,184,000 | 13,331,000 |
| Interest expense | 301,000 | 555,000 | 784,000 | 961,000 |
| Net interest income | 3,031,000 | 6,180,000 | 9,400,000 | 12,370,000 |
| Noninterest income | 321,000 | 637,000 | 916,000 | 1,227,000 |
| Noninterest expense | 1,934,000 | 3,840,000 | 5,938,000 | 7,838,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,418,000 | 2,977,000 | 4,378,000 | 5,759,000 |
| Income tax | 399,000 | 835,000 | 1,222,000 | 1,609,000 |
| Net income | 1,019,000 | 2,142,000 | 3,156,000 | 4,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,989,000 | 29,733,000 | 30,760,000 | 31,287,000 |
| Total capital | 33,392,000 | 32,136,000 | 33,163,000 | 33,690,000 |
| Risk-weighted assets | 224,269,000 | 214,931,000 | 211,187,000 | 215,032,000 |