Call reports 2019
LINCOLNWAY COMMUNITY BANK — 2019
What LINCOLNWAY COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 210,141,000 | 214,602,000 | 225,194,000 | 236,685,000 |
| Total loans | 158,272,000 | 160,628,000 | 174,715,000 | 187,031,000 |
| Allowance for loan losses | 2,130,000 | 2,131,000 | 2,233,000 | 2,235,000 |
| Securities available for sale | 6,519,000 | 6,567,000 | 5,572,000 | 4,565,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,194,000 | 187,821,000 | 197,452,000 | 202,898,000 |
| Interest-bearing deposits | 145,394,000 | 147,180,000 | 156,360,000 | 158,848,000 |
| Noninterest-bearing deposits | 37,800,000 | 40,641,000 | 41,092,000 | 44,050,000 |
| Equity capital | 24,897,000 | 25,454,000 | 26,069,000 | 26,779,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,074,000 | 6,040,000 | 9,110,000 | 12,314,000 |
| Interest expense | 631,000 | 1,323,000 | 2,083,000 | 2,799,000 |
| Net interest income | 2,443,000 | 4,717,000 | 7,027,000 | 9,515,000 |
| Noninterest income | 187,000 | 358,000 | 813,000 | 1,208,000 |
| Noninterest expense | 1,700,000 | 3,437,000 | 5,268,000 | 7,167,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 100,000 |
| Pretax income | 933,000 | 1,641,000 | 2,475,000 | 3,459,000 |
| Income tax | 258,000 | 449,000 | 677,000 | 950,000 |
| Net income | 675,000 | 1,192,000 | 1,798,000 | 2,509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,862,000 | 25,379,000 | 25,985,000 | 26,700,000 |
| Total capital | 26,992,000 | 27,510,000 | 28,218,000 | 28,935,000 |
| Risk-weighted assets | 172,331,000 | 175,287,000 | 188,328,000 | 200,537,000 |