Call reports 2018
HIGH DESERT BANK — 2018
What HIGH DESERT BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 |
|---|---|
| Total assets | 20,330,000 |
| Total loans | 8,112,000 |
| Allowance for loan losses | 295,000 |
| Securities available for sale | 4,153,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 20,094,000 |
| Interest-bearing deposits | 15,034,000 |
| Noninterest-bearing deposits | 5,060,000 |
| Equity capital | 221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 |
|---|---|
| Interest income | 162,000 |
| Interest expense | 9,000 |
| Net interest income | 153,000 |
| Noninterest income | 17,000 |
| Noninterest expense | 383,000 |
| Provision for loan losses | -108,000 |
| Pretax income | -105,000 |
| Income tax | 0 |
| Net income | -105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 |
|---|---|
| Tier 1 capital | 364,000 |
| Total capital | 483,000 |
| Risk-weighted assets | 9,372,000 |