Call reports 2017
HIGH DESERT BANK — 2017
What HIGH DESERT BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 25,996,000 | 23,851,000 | 23,465,000 | 20,482,000 |
| Total loans | 9,718,000 | 9,702,000 | 9,016,000 | 7,712,000 |
| Allowance for loan losses | 401,000 | 402,000 | 402,000 | 403,000 |
| Securities available for sale | 5,371,000 | 5,074,000 | 4,735,000 | 4,470,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,977,000 | 23,061,000 | 22,857,000 | 20,090,000 |
| Interest-bearing deposits | 20,347,000 | 18,635,000 | 17,424,000 | 15,355,000 |
| Noninterest-bearing deposits | 4,630,000 | 4,426,000 | 5,433,000 | 4,734,000 |
| Equity capital | 958,000 | 742,000 | 563,000 | 374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 210,000 | 392,000 | 576,000 | 771,000 |
| Interest expense | 16,000 | 31,000 | 43,000 | 54,000 |
| Net interest income | 194,000 | 361,000 | 533,000 | 717,000 |
| Noninterest income | 56,000 | 80,000 | 141,000 | 158,000 |
| Noninterest expense | 486,000 | 901,000 | 1,323,000 | 1,692,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -236,000 | -460,000 | -649,000 | -817,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -236,000 | -460,000 | -649,000 | -817,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,054,000 | 824,000 | 642,000 | 472,000 |
| Total capital | 1,192,000 | 956,000 | 765,000 | 585,000 |
| Risk-weighted assets | 10,825,000 | 10,387,000 | 9,595,000 | 8,786,000 |