Call report 2014Q4
HIGH DESERT BANK — 2014Q4
The 22 measures HIGH DESERT BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 27,157,000 | USD | evidence → |
| Total loans | 21,412,000 | USD | evidence → |
| Allowance for loan losses | 590,000 | USD | evidence → |
| Securities available for sale | 1,290,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 24,203,000 | USD | evidence → |
| Interest-bearing deposits | 20,433,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,770,000 | USD | evidence → |
| Equity capital | 1,679,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,345,000 | USD | evidence → |
| Interest expense | 83,000 | USD | evidence → |
| Net interest income | 1,262,000 | USD | evidence → |
| Noninterest income | 178,000 | USD | evidence → |
| Noninterest expense | 2,285,000 | USD | evidence → |
| Provision for loan losses | 25,000 | USD | evidence → |
| Pretax income | -870,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -870,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 1,675,000 | USD | evidence → |
| Total capital | 1,895,000 | USD | evidence → |
| Risk-weighted assets | 17,200,000 | USD | evidence → |